Because you deserve more than just a rate.
Buy your first home with a plan, not a guess.
Knowing what you can truly afford, and getting the paperwork right, is half the battle. Sylvia helps first-time buyers across the Campbellford area get pre-approved, compare more than 60 lenders, and use the programs built for first-timers.
Sylvia Poissant, Mortgage Agent Level 2. Mortgage Alliance (The Mortgage Alliance Company of Canada Inc.), Brokerage Licence #10530. A free review, with no obligation.
“As first-time home buyers, the process was both exciting and stressful, and Sylvia made all the difference... she worked diligently to secure the best possible deal, always keeping our personal circumstances in mind to ensure we could live comfortably rather than feeling financially stretched.”
Kayleigh L. · Verbatim Google review · Rated 5.0 from 26 reviews
Get pre-approved before you fall for a house.
A pre-approval tells you the real number you can borrow and holds a rate while you shop, so you make an offer with confidence instead of crossing your fingers. Sylvia sets it up and points you to the first-timer programs you qualify for.
Know your real budget
Understand the payment you can carry comfortably, plus the closing costs to plan for, before you start looking.
Hold a rate while you shop
A pre-approval commonly holds a rate for up to 120 days, so a rate rise mid-search does not derail your plans.
Use first-timer programs
The FHSA, the RRSP Home Buyers Plan, and the Ontario land transfer rebate can all help. Sylvia shows you which ones fit.
More than one kind of mortgage.
Renewals and switches
Review your offer and move lenders when it saves you money.
First home purchase
Get pre-approved and understand what you can comfortably carry.
Refinance and debt consolidation
Use your equity to fold higher-interest debt into one lower payment.
Home equity and HELOCs
Access the value in your home for renovations or big plans.
Rental and investment properties
Financing built for a second property or a growing portfolio.
New to Canada and rebuilding credit
Options for thin or bruised credit, and reverse mortgages for 55 plus.
A local advisor, not a call centre.
Sylvia Poissant is a Mortgage Agent, Level 2 with Mortgage Alliance, working out of 6 Queen St. in Campbellford. With access to more than 60 lenders, she finds the fit that suits your situation instead of the one product a single bank happens to sell. You can meet in person, by phone, or after hours.
Cities served: Serving Campbellford, Cobourg, Port Hope, Trenton, Belleville, Peterborough, Brighton, and the surrounding towns.
Start my pre-approvalFirst-time buyers, in their own words.
★★★★★ 5.0 average from 26 Google reviews.
Sylvia was a joy to work with. She made our first-time home-buying experience seamless and really looked out for us... We couldn't have done it without her. Thank you for all your hard work!
I don't have enough words to express the gratitude I have for Sylvia helping my Dad purchase his first home. She went above and beyond and worked really hard with us given our complicated situation... She's efficient and so nice to deal with!
Sylvia was able to help me get my first home. She is kind, reliable and always easy to reach out to with questions and concerns...
Sylvia Poissant, Mortgage Agent Level 2. Mortgage Alliance (The Mortgage Alliance Company of Canada Inc.), Brokerage Licence #10530. Independent mortgage advice for Campbellford and the surrounding communities. All mortgages are on approved credit. Rates, terms and lender products can change at any time and are not guaranteed until a formal approval is issued. This page is information about a mortgage brokering service and is not financial, legal or tax advice.